FIRE Number for Marrakech, Morocco

A plain but decent apartment in Gueliz, walkable to cafés and the market, or a modestly done-up medina riad. Most meals come from souk produce cooked at home, with local tagine and couscous joints for eating out a few times a week and café afternoons that cost almost nothing. Petit taxis and walking cover transport — no car needed. Health cover is a basic local private policy that gets you into private clinics for routine care. Frugal and careful but genuinely comfortable, and French is essential for daily life.

A high-spec furnished apartment in Hivernage or Gueliz, or a beautifully restored riad in a sought-after quarter. Eating at the city's best restaurants becomes a regular habit, and getting around is a small car or petit and grand taxis at will. Insurance steps up to a strong plan approaching international cover. There's real room for frequent weekend trips — Essaouira, the Atlas Mountains, or cheap hops to Europe out of Marrakech-Menara airport.

Living exceptionally well in Marrakech — a staffed luxury villa or grand restored riad with pool and gardens, kept by a full-time housekeeper and cook. A car with a driver on call is at your disposal, dining is essentially catered or at the best tables nightly, and healthcare is an international concierge plan with medevac to Europe. The discretionary budget funds constant European travel, entertaining, and spa and club memberships. This is the full sweep of Marrakchi opulence — a Palmeraie estate, resident staff, and the medina and mountains at your door.