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Retire in Australia

The 4% rule gives a familiar benchmark for how much you'd need invested to retire in Australia at every lifestyle level. Open any city page to backtest your own plan against market history.

Cheapest City

$1.24M

Melbourne

Average FIRE Number

$1.31M

2 cities

Most Expensive

$1.39M

Sydney

FIRE Numbers for All 2 Cities in Australia

City Lean FIRE FIRE Fat FIRE
๐Ÿ‡ฆ๐Ÿ‡บMelbourne $663K $1.24M $4.56M
๐Ÿ‡ฆ๐Ÿ‡บSydney $741K $1.39M $5.22M

About Retiring in Australia

Australia offers 2 retirement destinations tracked on PortfolioAtlas. The most affordable is Melbourne at $1.24M, while Sydney requires $1.39M. The average FIRE Number across all Australia cities is $1.31M, calculated using the 4% safe withdrawal rate.

See Which Cities in Australia Match Your Portfolio

Enter your portfolio value and we'll show you which Australia cities you can retire in today.

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