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Retire in the Philippines

The 4% rule gives a familiar benchmark for how much you'd need invested to retire in the Philippines at every lifestyle level. Open any city page to backtest your own plan against market history.

Cheapest City

$630K

Cebu

FIRE Numbers for the Philippines

City Lean FIRE FIRE Fat FIRE
๐Ÿ‡ต๐Ÿ‡ญCebu $383K $630K $1.43M

About Retiring in the Philippines

Cebu is the city we track in the Philippines, with a FIRE Number of $630K based on the 4% safe withdrawal rate. Explore the full cost breakdown below to see if the Philippines fits your retirement plan.

See Which Cities in the Philippines Match Your Portfolio

Enter your portfolio value and we'll show you which Philippines cities you can retire in today.

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